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Payment Gateway for SEPA,SWIFT & T2

Get direct connectivity to SEPA, SWIFT, and TARGET2 through one integration. Go live in weeks.

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Direct SEPA access,minus the heavy lifting

Connecting to SEPA directly doesn’t have to be slow or complex. Our SEPA Gateway simplifies the process, reducing integration timelines from months to weeks – helping fintechs go live faster with SEPA CT, INST, and Direct Debit.

Direct SEPA access,

Fast-Track SEPA Access icon

Fast-Track SEPA Access

Avoid time-consuming integration processes. We provide a direct connection to SEPA payment systems, including CENTROlink, EKS, MTEuropay, Iberpay, and more, ensuring a smooth and rapid onboarding experience.
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Effortless Integration

No need to navigate complex SEPA messaging formats - integrate with a our API and start processing payments efficiently. Our Payments Ops tool will empower your operations team to track payments, manage liquidity, and handle messages with ease.
Full Compliance & Security icon

Full Compliance & Security

Stay ahead of regulatory requirements without the burden of maintenance. Our platform ensures full compliance with SEPA regulations. We handle certification tests, BIC publishing, and ongoing updates - so you don’t have to.
Cost-Effective & Scalable icon

Cost-Effective & Scalable

Skip the high upfront investment and avoid long-term dependence on third parties. Our subscription model provides a predictable cost structure while saving you at least 2 FTEs worth of operational effort, allowing you to scale seamlessly.

Features

  • Connection to SWIFT
  • Full SEPA schemes support - SEPA Inst, SEPA CT, SEPA DD, SEPA RTP
  • Integrated with CENTROlink, EKS, TARGET2, SWIFT Alliance Cloud, TIPS, Elixir
  • Simple API for easy integration
  • Ops Dashboard to manage inquiries, cancellation recalls, stats, initiate manual payments
  • Secured cloud-based solution with disaster recoveries and back-ups.
  • DORA compliant, ISO 27001 certified regular security audits

Benefits

  • Integrates with any core banking platform via an API to provide extra flexibility
  • Full SEPA functionality, now including support for SEPA Instant
  • Speed to market, guaranteed
  • Future proof, ensuring you’re always aligned with the latest industry and regulatory shifts
  • Expert guidance - continuous, professional assistance
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In practice: fast launches, smooth operations.

inventi team provided seamless operation delivery when connecting to SEPA payments and CENTROlink. Usually, such projects require a lot of “jumping through hoops” to conform to all the bureaucracies. Working together enabled us to successfully fast-track the process.
Vygandas Jonusas,, CIO at General Financing Bank

Vygandas Jonusas,

CIO at General Financing Bank

Breno Oliveira
"payabl. is and will continue to experience a massive growth in volumes in the upcoming years which for many it could quickly become a challenge. At that pace, infrastructure is not a background concern, it is a strategic dependency. Inventi's Payment Gateway handles our SEPA schemes without gaps and holds up under high load. As we expand into new verticals, we need partners who scale with intent, not just capacity. Inventi is one of them."
Breno Oliveira, CPO @ payabl.
Mike Shafro
"Inventi helped xpate connect to Latvijas Banka’s EKS SEPA clearing in record time. They didn’t just integrate the system; they guided us through every stage, from requirements to test payments. It was a fast, well-led collaboration that gave us confidence from start to finish."
Mike Shafro, Founder & CEO @ xpate
Augmante Alisauskaite
"Inventi has been rock-solid for us in production since day one. Their reliability and stability show up every day. The final outcome simply doesn’t crash, freeze, or go down under load. No surprises, no late-night firefighting."
Augmante Alisauskaite, Director of Banking & Infrastructure @ TransferGo
Raimund Marcinkevič
"In payments, system changes must be predictable. That is what we expect from our partner. With Inventi, even schema changes land smoothly. Specifications shift, updates follow, and our operations keep moving. No disruption, no confusion across teams."
Raimund Marcinkevič, COO @ Guru Pay

Executive Summary

  • SEPA live in weeks – Fast-track SEPA CT, INST, and DD integration.
  • Works with any core system – No dependency on a specific provider.
  • Stay compliant – We handle certification, BIC publishing, and updates.
  • Cost-effective – Avoid high upfront costs, save 2+ FTEs.
  • Proven & scalable – Trusted by fintechs across Europe.