[{"data":1,"prerenderedAt":853},["ShallowReactive",2],{"theme-options":3,"header-options":5,"footer-options":7,"about":26,"header-menu":189,"case-studies":210,"footer-menu":796,"mobile-menu":846},{"logo":4},"/_images/app-uploads-2021-11-logo.svg",{"ctaTitle":6},"Get In Touch",{"":8,"cta":9,"social":15,"copyright_text":25},null,{"title":10,"btn":11},"Ready to Get to Work Together?",{"title":12,"url":13,"target":14},"Book a consultation","/contacts/","",[16,19,22],{"icon":17,"url":18},"/_images/app-uploads-2021-12-facebook.svg","https://www.facebook.com/inventi",{"icon":20,"url":21},"/_images/app-uploads-2021-12-github.svg","https://github.com/inventi",{"icon":23,"url":24},"/_images/app-uploads-2021-12-linkedin.svg","https://www.linkedin.com/company/inventihq/","Inventi. All rights reserved.",{"intro":27,"timeline":32,"company":95,"logos":100,"team":151,"cta":182,"seo":186},{"section_title":28,"coloured_heading":29,"text":31},"01 - About Us",{"white":30,"green":14},"About Us","Since its inception in 2011, inventi aimed to serve the needs of large enterprises for \u003Cmark>mission critical\u003C/mark> bespoke software development. \u003Cbr />\r\n\u003Cbr />\r\nOver the years we have developed \u003Cmark>cutting-edge\u003C/mark>, \u003Cmark>complex\u003C/mark> and \u003Cmark>groundbreaking\u003C/mark> software solutions to some of the largest enterprises in the Baltics/Nordics region.",{"section_title":33,"coloured_heading":34,"text":37,"btn":14,"years":38,"lastYear":80,"yearsSorted":83},"02 - History",{"white":35,"green":36},"Our Track ","Record.","Explore our journey and get closer look into our amazing work accomplishments",[39,45,50,55,59,63,67,72,76],{"year":40,"side":41,"title":42,"text":43,"img":44},"2011","Left","Onboarding Platform","Creating a fully digital customer onboarding platform for one of the largest Nordic banks.",false,{"year":46,"side":47,"title":48,"text":49,"img":44},"2012","Right","Bespoke Core Banking System","Developing a next-generation core banking system from scratch.",{"year":51,"side":41,"title":52,"text":53,"img":54},"2013","Platform for Next Generation Digital Banking","Developing a middleware layer for one of the leading global digital banking services providers.","/_images/app-uploads-2021-12-timeline-img-1.jpeg",{"year":56,"side":47,"title":57,"text":58,"img":44},"2014","Core Banking Platform Components","Developing core banking platform components for a leading Lithuanian bank.",{"year":60,"side":41,"title":61,"text":62,"img":44},"2015","Store Management Platform","Store management platform for a convenience retailer with 15K+ global store locations.",{"year":64,"side":47,"title":65,"text":66,"img":44},"2016","Telco Back-Office Sales Platform","Storefront platform for a leading Baltic telecommunications provider.",{"year":68,"side":41,"title":69,"text":70,"img":71},"2018","Application for Mobile Payments","Supporting the development of first mobile payments application in Lithuania.","/_images/app-uploads-2021-12-timeline-img-2.jpeg",{"year":73,"side":47,"title":74,"text":75,"img":44},"2019","Fraud Prevention System","Developing a bespoke fraud prevention system for one of the largest financial institutions in the Nordic region.",{"year":77,"side":41,"title":78,"text":79,"img":44},"2020","Fintech Connector Suite","Launching a full suite of connectors and regulatory products for next generation financial service providers.",{"year":81,"side":47,"title":82,"text":14,"img":44},"2022","What’s Next in the Future?",{"left":84,"right":90},[85,86,87,88,89],{"year":40,"side":41,"title":42,"text":43,"img":44},{"year":51,"side":41,"title":52,"text":53,"img":54},{"year":60,"side":41,"title":61,"text":62,"img":44},{"year":68,"side":41,"title":69,"text":70,"img":71},{"year":77,"side":41,"title":78,"text":79,"img":44},[91,92,93,94],{"year":46,"side":47,"title":48,"text":49,"img":44},{"year":56,"side":47,"title":57,"text":58,"img":44},{"year":64,"side":47,"title":65,"text":66,"img":44},{"year":73,"side":47,"title":74,"text":75,"img":44},{"section_title":96,"title":97,"text":98,"img":99},"04 - Work Culture","Frictionless Work Environment","\u003Cp>At Inventi we aim to create a frictionless work environment to facilitate top talent performance. This regards the clearcut business processes, prompt decision making, flat organization structure, strong engineering culture, utilization of the latest technologies and wide set of employee incentives to ensure our team can operate at the highest level.\u003C/p>\n\u003Cp>Over the years we have delivered highly complex projects to leading business organizations. Our employee selection practices coupled with unique expertise-first work culture is key in delivering mission critical solutions on a regular basis.\u003C/p>\n","/_images/app-uploads-2022-01-dsc02086-1-scaled.jpg",{"section_title":101,"coloured_heading":102,"logos":105},"03 - References",{"white":103,"green":104},"The payments platform behind","50+ banks & PSPs",[106,109,112,115,118,121,124,127,130,133,136,139,142,145,148],{"logo":107,"url":108},"/_images/app-uploads-2022-01-revolut2x.png","https://www.revolut.com/en-LT",{"logo":110,"url":111},"/_images/app-uploads-2026-01-payabl492x160.png","https://payabl.com/",{"logo":113,"url":114},"/_images/app-uploads-2026-01-payhawk492x160.png","https://payhawk.com/",{"logo":116,"url":117},"/_images/app-uploads-2026-01-transfergo492x160-1.png","https://transfergo.com/",{"logo":119,"url":120},"/_images/app-uploads-2022-01-embank2x.png","https://em.bank/",{"logo":122,"url":123},"/_images/app-uploads-2026-01-saldo492x160final-1.png","https://www.saldo.com/",{"logo":125,"url":126},"/_images/app-uploads-2026-01-smebank492x160.png","https://smebank.lt/",{"logo":128,"url":129},"/_images/app-uploads-2022-01-gfbankas2x.png","https://www.gfbankas.lt/",{"logo":131,"url":132},"/_images/app-uploads-2026-01-steven.png","https://www.getsteven.com/",{"logo":134,"url":135},"/_images/app-uploads-2026-01-vialet.png","https://www.vialet.eu/",{"logo":137,"url":138},"/_images/app-uploads-2026-01-xpatefinal.png","https://xpate.com/",{"logo":140,"url":141},"/_images/app-uploads-2026-05-heurogrey492x160.png","https://heuro.com",{"logo":143,"url":144},"/_images/app-uploads-2026-01-ria.png","https://www.riamoneytransfer.com/",{"logo":146,"url":147},"/_images/app-uploads-2026-01-gurupay.png","https://gurupay.eu/",{"logo":149,"url":150},"/_images/app-uploads-2026-01-paynovate.png","https://www.paynovate.com/",{"section_title":152,"coloured_heading":153,"people":156},"05 - People",{"white":154,"green":155},"Meet Our ","Team.",[157,162,167,172,177],{"name":158,"position":159,"text":14,"image":160,"linkedin":161},"Žilvinas Kybartas","Co-Founder & CEO","/_images/app-uploads-2025-08-mg7085-scaled-e1756457834705.jpg","https://www.linkedin.com/in/%C5%BEilvinas-kybartas-b52b231/",{"name":163,"position":164,"text":14,"image":165,"linkedin":166},"Asta Meškerevičiūtė","Co-Founder & CBDO","/_images/app-uploads-2025-08-mg6995-scaled-e1756457968713.jpg","https://www.linkedin.com/in/asta-meskereviciute/",{"name":168,"position":169,"text":14,"image":170,"linkedin":171},"Fausta Kėblė","Head of HR","/_images/app-uploads-2026-05-fk-foto-e1779437162944.jpg","https://www.linkedin.com/in/fausta-k%C4%97bl%C4%97-b7585b158/",{"name":173,"position":174,"text":14,"image":175,"linkedin":176},"Antanas Radžius","PMO","/_images/app-uploads-2025-08-mg7166-scaled-e1756446161910.jpg","https://www.linkedin.com/in/antanas-rad%C5%BEius-225a3097/",{"name":178,"position":179,"text":14,"image":180,"linkedin":181},"Jonas Našliūnas","Head of Product Unit","/_images/app-uploads-2025-08-mg7312-scaled-e1756446329466.jpg","https://www.linkedin.com/in/jonas-nasliunas-95ab18111/",{"title":183,"btn":184},"New Talent is Always Welcome ",{"title":185,"url":13,"target":14},"Join Our Team",{"metaTitle":187,"metaDescription":188,"ogTitle":187,"ogDescription":188,"ogImg":8},"About us - inventi","Since its inception in 2011, inventi serves the needs of large enterprises for mission critical software development.",[190,194,197,200,203,207],{"title":191,"parent":192,"slug":193,"count":8},"Products","0","/products/",{"title":195,"parent":192,"slug":196,"count":8},"Services","/services/",{"title":198,"parent":192,"slug":199,"count":8},"Case Studies","/case-studies/",{"title":201,"parent":192,"slug":202,"count":8},"About us","/about-us/",{"title":204,"parent":192,"slug":205,"count":206},"Career","/career/",4,{"title":208,"parent":192,"slug":209,"count":8},"News","/news/",[211,280,317,354,391,428,464,501,538,574,611,644,677,700,733,764],{"title":212,"slug":213,"excerpt":214,"categories":215,"logo":219,"decoration":220,"intro":221,"content":227,"seo":228,"case_studies_slider":231},"Factoring Software Platform to Accelerate Growth","factoring-software-platform","Custom factoring platform for SME Finance – the largest factoring services provider in the Baltic States.",[216],{"id":217,"slug":218,"title":195},28,"services","/_images/app-uploads-2022-03-smefinance.png","1",{"section_title":222,"coloured_heading":223,"text":226},"Case Study",{"white":224,"green":225},"Bespoke","Factoring Software","Bespoke \u003Cmark>factoring software\u003C/mark> for SME Finance - the largest factoring services provider in the Baltic States.","\n\u003Ch1 class=\"wp-block-heading\">Factoring Software Platform to Accelerate Growth\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.smefinance.eu/en/\">SME Finance\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>SME Finance is the largest factoring services provider in the Baltic States. The company aims to support the growth of small and medium-sized companies. SME Finance provided clients with more than 500M Eur in funding.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Fast growth of SME Finance business reached a tipping point, when major overhaul of processes was required. \u003C/p>\n\n\n\n\u003Cp>Inventi developed a core financial services platform which takes care of factoring accounting. The platform significantly reduced human resources to manage transactions, invoices, interest calculations and automating many of the steps along the way.\u003C/p>\n\n\n\n\u003Cp>The system makes use of the EventstoreDB stream database to address the finance industry’s compliance and audit requirements.\u003C/p>\n\n\n\n\u003Cp>The platform also serves as the backbone for further system development. Integration with customer self-service enabled SME Finance clients to upload invoices and account balances which are automatically processed by the core system.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>The core factoring platform is the foundation to service a large factoring portfolio and is future-proof to facilitate further company growth\u003C/p>\u003C/blockquote>\n",{"metaTitle":229,"metaDescription":230,"ogTitle":229,"ogDescription":230,"ogImg":8},"Factoring Software Platform to Accelerate Growth - inventi","Inventi case study: Bespoke factoring software for SME Finance - the largest factoring services provider in the Baltic States.",{"section_title":198,"coloured_heading":232,"case_studies":235},{"white":233,"green":234},"Proof from ","real builds",[236,245,252,259,266,273],{"title":237,"slug":238,"excerpt":239,"categories":240,"logo":244,"decoration":220},"How Andaria went direct to SEPA without putting its roadmap on hold","how-andaria-went-direct-to-sepa-without-putting-its-roadmap-on-hold","Direct SEPA access for a Malta-regulated fintech, delivered without tying up its product roadmap or internal development team.",[241],{"id":242,"slug":243,"title":191},29,"products","/_images/app-uploads-2026-07-andaria-logo-full-color-rgb-900px-w-72ppi.png",{"title":246,"slug":247,"excerpt":248,"categories":249,"logo":251,"decoration":220},"Transforming Buy Now Pay Later Solution","transforming-buy-now-pay-later-solution","The Merchant Portal for Klix by Citadele enables physical stores to offer a streamlined Buy Now, Pay Later solution",[250],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2024-09-images.png",{"title":253,"slug":254,"excerpt":255,"categories":256,"logo":258,"decoration":220},"Expanding Digital Banking Services across Baltics","expanding-digital-banking-services-across-baltics","Digital solution for Citadele, enhancing online applications across the Baltic states for secure and efficient banking services",[257],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2024-09-citadelelogorgb.png",{"title":260,"slug":261,"excerpt":262,"categories":263,"logo":265,"decoration":220},"Digital Banking Experience Platform","digital-banking-experience-platform","Custom-built digital banking platform for Netherlands-based startup Plumery",[264],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2024-06-plumery-logo-1.svg",{"title":267,"slug":268,"excerpt":269,"categories":270,"logo":272,"decoration":220},"Back-Office Sales Platform to Meet the Pace of the Market","back-office-sales-platform","Back-office sales platform for Bite - a leading telecommunications operator in the Baltic states.",[271],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-biteproper.png",{"title":274,"slug":275,"excerpt":276,"categories":277,"logo":279,"decoration":220},"Store Management Platform to Manage Global Operations","store-management-platform","Bespoke store management platform for Circle K to ensure smooth global operations.",[278],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-circlek-proper.png",{"title":281,"slug":282,"excerpt":283,"categories":284,"logo":286,"decoration":220,"intro":287,"content":292,"seo":293,"case_studies_slider":296},"First Mobile Payments Platform in the Baltic States","mobile-payments-platform","End-to-end development for MOQ – the first mobile payments platform in the Baltic States.",[285],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-moq-proper.png",{"section_title":222,"coloured_heading":288,"text":291},{"white":289,"green":290},"First Mobile","Payments Platform","Bespoke platform \u003Cmark>software development\u003C/mark> for MOQ - the first mobile payments platform in the Baltic states.","\n\u003Ch1 class=\"wp-block-heading\">First Mobile Payments Platform in the Baltic States\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: MoQ\u003C/h2>\n\n\n\n\u003Cp>MoQ is the first mobile payments platform in Baltic countries allowing consumers to send money quickly between users and make purchases at physical and online stores.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>The platform was developed for 3 national telco operators. The project involved different software suppliers for core banking platform, mobile apps, and merchant gateway. The project also involved integration with 3 mobile operator customer databases.\u003C/p>\n\n\n\n\u003Cp>Inventi developed the core backend platform that orchestrated the entire payment flow between the system, served as a backend for mobile application and ensured smooth and secure operation of different platform components.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>While technological tasks were clear-cut, it was an interesting challenge to ensure smooth communication with multiple project stakeholders and system owners\u003C/p>\u003C/blockquote>\n",{"metaTitle":294,"metaDescription":295,"ogTitle":294,"ogDescription":295,"ogImg":8},"First Mobile Payments Platform in the Baltic States - inventi","Inventi case studies: back-office software development for MOQ - the first mobile payments platform in the Baltic states.",{"section_title":198,"coloured_heading":297,"case_studies":298},{"white":233,"green":234},[299,302,305,308,311,314],{"title":237,"slug":238,"excerpt":239,"categories":300,"logo":244,"decoration":220},[301],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":303,"logo":251,"decoration":220},[304],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":306,"logo":258,"decoration":220},[307],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":309,"logo":265,"decoration":220},[310],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":312,"logo":272,"decoration":220},[313],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":315,"logo":279,"decoration":220},[316],{"id":217,"slug":218,"title":195},{"title":318,"slug":319,"excerpt":320,"categories":321,"logo":323,"decoration":220,"intro":324,"content":329,"seo":330,"case_studies_slider":333},"Modular Next Generation Core Banking System","core-banking-system","Built a modular next-generation core banking system from scratch for Baltic Amber Solutions.",[322],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-bankinglabproper.png",{"section_title":222,"coloured_heading":325,"text":328},{"white":326,"green":327},"Modular","Core Banking System","Bespoke modular \u003Cmark>core banking platform\u003C/mark> development from scratch for Baltic Amber Solutions.","\n\u003Ch1 class=\"wp-block-heading\">Modular Next Generation Core Banking System\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://bankinglab.com/\">Baltic Amber Solutions\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Baltic Amber Solutions are the owners of next-generation modular core banking product – NANO Banking System.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Inventi undertook NANO core banking system development from scratch. We were responsible for platform technical architecture, design and implementation of a fully working first version of the system. After the launch platform development was gradually handed-over to the client’s technical team.\u003C/p>\n\n\n\n\u003Cp>NANO Banking System is the platform of choice for many fintech companies and is a clear market leader in the Baltic states.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>An immense project – which took more than 2 years to complete – enabled us to understand the needs for next generation financial services and master the developments to facilitate these needs\u003C/p>\u003C/blockquote>\n",{"metaTitle":331,"metaDescription":332,"ogTitle":331,"ogDescription":332,"ogImg":8},"Modular Next Generation Core Banking System - inventi","Inventi case studies. Bespoke modular core banking platform development from scratch for Baltic Amber Solutions.",{"section_title":198,"coloured_heading":334,"case_studies":335},{"white":233,"green":234},[336,339,342,345,348,351],{"title":237,"slug":238,"excerpt":239,"categories":337,"logo":244,"decoration":220},[338],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":340,"logo":251,"decoration":220},[341],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":343,"logo":258,"decoration":220},[344],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":346,"logo":265,"decoration":220},[347],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":349,"logo":272,"decoration":220},[350],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":352,"logo":279,"decoration":220},[353],{"id":217,"slug":218,"title":195},{"title":355,"slug":356,"excerpt":357,"categories":358,"logo":360,"decoration":220,"intro":361,"content":366,"seo":367,"case_studies_slider":370},"Plug and Play Omnichannel Banking Solution","omnichannel-banking-solutions","Omnichannel banking solution for a leading financial software product provider Backbase.",[359],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-backbase-proper.png",{"section_title":222,"coloured_heading":362,"text":365},{"white":363,"green":364},"Omnichannel","Banking Solution","Bespoke \u003Cmark>omnichannel banking solution\u003C/mark> for a leading financial software product provider Backbase.","\n\u003Ch1 class=\"wp-block-heading\">Plug and Play Omnichannel Banking Solution\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.backbase.com/\">Backbase\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Backbase is the leader in omnichannel banking solutions. The platform powers 120+ financial institutions around the world including ABN Amro, BNP Paribas and Deutsche Bank.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Inventi developed an API driven, channel centric, online banking service to serve as a  middleware layer facilitating integration of the core banking system and omni-channel self-service applications. The software by Inventi facilitated many different modules including payments, loans or personal finance management.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>This development enabled Backbase clients to simplify deployment, remove integration complexity and reduce technical costs\u003C/p>\u003C/blockquote>\n",{"metaTitle":368,"metaDescription":369,"ogTitle":368,"ogDescription":369,"ogImg":8},"Plug and Play Omnichannel Banking Solution - inventi","Inventi case studies. Omnichannel banking solution for a leading financial software product provider Backbase.",{"section_title":198,"coloured_heading":371,"case_studies":372},{"white":233,"green":234},[373,376,379,382,385,388],{"title":237,"slug":238,"excerpt":239,"categories":374,"logo":244,"decoration":220},[375],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":377,"logo":251,"decoration":220},[378],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":380,"logo":258,"decoration":220},[381],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":383,"logo":265,"decoration":220},[384],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":386,"logo":272,"decoration":220},[387],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":389,"logo":279,"decoration":220},[390],{"id":217,"slug":218,"title":195},{"title":392,"slug":393,"excerpt":394,"categories":395,"logo":397,"decoration":220,"intro":398,"content":403,"seo":404,"case_studies_slider":407},"Supporting Digital Banking Transformation","digital-banking-transformation","Digital banking transformation support for General Financing: from a consumer loan provider to a specialized bank.",[396],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-gfproper.png",{"section_title":222,"coloured_heading":399,"text":402},{"white":400,"green":401},"Digital","Banking Transformation","Supporting \u003Cmark>digital banking transformation\u003C/mark> at General Financing, from a consumer loan provider to a specialized bank.","\n\u003Ch1 class=\"wp-block-heading\">Supporting Digital Banking Transformation\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.gfbankas.lt/\">General Financing\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>In 2005 General Financing launched as one of the first fintech startups in Lithuania. Starting as a consumer loan provider, the company was issued a specialized bank license in 2020. Company services currently encompass automotive leasing and fixed-term deposits with more retail banking services coming soon.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Inventi has provided services to General Financing for more than 10 years. \u003C/p>\n\n\n\n\u003Cp>Initially Inventi advised the client on core-banking platform performance improvements, as the seasonality in consumer loan applications (e.g. holiday) would produce demand spikes. \u003C/p>\n\n\n\n\u003Cp>Additionally Inventi developed a consumer loan self-service portal. The platform enabled General Financing clients to monitor payment schedules, to check loan balance, facilitate the upload of additional financial documents. \u003C/p>\n\n\n\n\u003Cp>With General Financing shift to retail banking services and specialized banking licence, Inventi supported this transformation with SEPA, VMI and PLAIS connector products, enabling the client to perform SEPA transactions and integrate the banking platform with the State Tax Inspection and State Center of Registrars.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>This long term cooperation is a showcase example of Inventi being able to support our clients at various stages of their business growth\u003C/p>\u003C/blockquote>\n",{"metaTitle":405,"metaDescription":406,"ogTitle":405,"ogDescription":406,"ogImg":8},"Supporting Digital Banking Transformation - inventi","Inventi case studies. Supporting digital banking transformation at General Financing, which became a specialized bank in 2020.",{"section_title":198,"coloured_heading":408,"case_studies":409},{"white":233,"green":234},[410,413,416,419,422,425],{"title":237,"slug":238,"excerpt":239,"categories":411,"logo":244,"decoration":220},[412],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":414,"logo":251,"decoration":220},[415],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":417,"logo":258,"decoration":220},[418],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":420,"logo":265,"decoration":220},[421],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":423,"logo":272,"decoration":220},[424],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":426,"logo":279,"decoration":220},[427],{"id":217,"slug":218,"title":195},{"title":429,"slug":430,"excerpt":431,"categories":432,"logo":434,"decoration":220,"intro":435,"content":439,"seo":440,"case_studies_slider":443},"Fully Digital Banking Customer Onboarding Service","digital-banking-onboarding","Delivered a fully digital onboarding journey for Danske Bank in 2014 – years ahead of mainstream adoption.",[433],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-danskeprop.png",{"section_title":222,"coloured_heading":436,"text":438},{"white":400,"green":437},"Customer Onboarding","Fully digital banking \u003Cmark>customer onboarding\u003C/mark> for Danske Bank in 2014 - way before it was cool.","\n\u003Ch1 class=\"wp-block-heading\">Fully Digital Banking Customer Onboarding Service\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://danskebank.com/\">Danske Bank\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Danske Bank is a major Nordic bank with operations all over the world. Headquartered in Copenhagen, it is the largest bank in Denmark and a major retail bank in the northern European region with over 5 million retail customers.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>In 2014 Inventi developed the first digital client onboarding solution in the Baltic states. The bank could sign up customers using only the online self-service platform where customers could upload their personal documents and complete the process with a digital ID signature. The platform could be employed to securely sign and exchange documents.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>Online onboarding is the staple in fintech today. Yet almost 10 years ago when we first developed the system it was ahead of time and a major boost for customer experience\u003C/p>\u003C/blockquote>\n\n\n",{"metaTitle":441,"metaDescription":442,"ogTitle":441,"ogDescription":442,"ogImg":8},"Fully Digital Banking Customer Onboarding Service - inventi","Inventi case studies. Fully digital banking customer onboarding for Danske Bank in 2014 - way before it was cool.",{"section_title":198,"coloured_heading":444,"case_studies":445},{"white":233,"green":234},[446,449,452,455,458,461],{"title":237,"slug":238,"excerpt":239,"categories":447,"logo":244,"decoration":220},[448],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":450,"logo":251,"decoration":220},[451],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":453,"logo":258,"decoration":220},[454],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":456,"logo":265,"decoration":220},[457],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":459,"logo":272,"decoration":220},[460],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":462,"logo":279,"decoration":220},[463],{"id":217,"slug":218,"title":195},{"title":465,"slug":466,"excerpt":467,"categories":468,"logo":470,"decoration":220,"intro":471,"content":476,"seo":477,"case_studies_slider":480},"Accelerating Insurance Claim Processing","insurance-claim-processing","Accelerating insurance claim processing with a unified Baltic banking gateway for Gjensidige. ",[469],{"id":242,"slug":243,"title":191},"/_images/app-uploads-2022-03-gjensidige-proper.png",{"section_title":222,"coloured_heading":472,"text":475},{"white":473,"green":474},"Accelerating","Claim Processing","Accelerating insurance claim processing with a \u003Cmark>unified Baltic banking gateway\u003C/mark> for Gjensidige. ","\n\u003Ch1 class=\"wp-block-heading\">Accelerating Insurance Claim Processing\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.gjensidige.lt/english\">Gjensidige\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Gjensidige is one of the largest insurance services providers operating in Nordic and Baltic countries.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Gjensidige deals with vast amounts of insurance claims on a daily basis. The company prides itself in providing best customer experience and identifies fast processing and payments for insurance claims as a strategic priority.\u003C/p>\n\n\n\n\u003Cp>Inventi integrated ISO20022 Connector into Gjensidige business system infrastructure. The connector provides a unified banking gateway to integrate with all major Baltic banks. The solution automates processing of large volume of incoming/outgoing transactions and near real time notifications on payment reception.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-style-default is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>ISO20022 Connector allowed to simplify banking integrations via a single gateway and is instrumental in ensuring excellent customer service\u003C/p>\u003C/blockquote>\n",{"metaTitle":478,"metaDescription":479,"ogTitle":478,"ogDescription":479,"ogImg":8},"Accelerating Insurance Claim Processing - inventi","Inventi case studies. Accelerating insurance claim processing with a unified Baltic banking gateway for Gjensidige.",{"section_title":198,"coloured_heading":481,"case_studies":482},{"white":233,"green":234},[483,486,489,492,495,498],{"title":237,"slug":238,"excerpt":239,"categories":484,"logo":244,"decoration":220},[485],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":487,"logo":251,"decoration":220},[488],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":490,"logo":258,"decoration":220},[491],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":493,"logo":265,"decoration":220},[494],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":496,"logo":272,"decoration":220},[497],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":499,"logo":279,"decoration":220},[500],{"id":217,"slug":218,"title":195},{"title":502,"slug":503,"excerpt":504,"categories":505,"logo":507,"decoration":220,"intro":508,"content":513,"seo":514,"case_studies_slider":517},"Core Banking Platform Components for a Leading Lithuanian Bank","banking-platform-modules","Bespoke development of core banking platform modules for SEB - a leading bank in Lithuanian market.",[506],{"id":217,"slug":218,"title":195},"/_images/app-uploads-2022-03-sebproper.png",{"section_title":222,"coloured_heading":509,"text":512},{"white":510,"green":511},"Core Banking","Platform Modules","Bespoke development of core banking \u003Cmark>platform modules\u003C/mark> for SEB - a leading bank in Lithuanian market.","\n\u003Ch1 class=\"wp-block-heading\">Core Banking Platform Components for a Leading Lithuanian Bank\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.seb.lt/en\">SEB\u003C/a> \u003C/h2>\n\n\n\n\u003Cp>SEB is a leading commercial bank in Lithuanian market. SEB is part of SEB Group, a major Swedish financial services provider for private and corporate customers.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Nearly 10 years ago SEB launched a new core banking system. Inventi supported development of core banking platform modules. Our experience includes development of additional platform components, including a foreign exchange module, components for SWIFT and carding services, integrations with numerous internal business systems and overall project support.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>We were able to ensure smooth transition to a new core banking platform and augment it with additional components essential for daily banking operations\u003C/p>\u003C/blockquote>\n",{"metaTitle":515,"metaDescription":516,"ogTitle":515,"ogDescription":516,"ogImg":8},"Core Banking Platform Components for a Leading Lithuanian Bank - inventi","Inventi case studies. Bespoke development of core banking platform modules for SEB - a leading bank in Lithuanian market.",{"section_title":198,"coloured_heading":518,"case_studies":519},{"white":233,"green":234},[520,523,526,529,532,535],{"title":237,"slug":238,"excerpt":239,"categories":521,"logo":244,"decoration":220},[522],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":524,"logo":251,"decoration":220},[525],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":527,"logo":258,"decoration":220},[528],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":530,"logo":265,"decoration":220},[531],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":533,"logo":272,"decoration":220},[534],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":536,"logo":279,"decoration":220},[537],{"id":217,"slug":218,"title":195},{"title":539,"slug":540,"excerpt":541,"categories":542,"logo":8,"decoration":220,"intro":544,"content":549,"seo":550,"case_studies_slider":553},"AI Powered Banking Fraud Prevention System","fraud-prevention-system","AI powered digital banking fraud prevention system for a leading retail bank in the Baltic states.",[543],{"id":242,"slug":243,"title":191},{"section_title":222,"coloured_heading":545,"text":548},{"white":546,"green":547},"Fraud Prevention","System","AI powered digital banking \u003Cmark>fraud prevention system\u003C/mark> for a leading retail bank in the Baltic states.","\n\u003Ch1 class=\"wp-block-heading\">AI Powered Banking Fraud Prevention System\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: a leading bank in the Baltic states\u003C/h2>\n\n\n\n\u003Cp>The client is a TOP5 commercial bank with operations across the Baltic states.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>We developed a market specific product for online banking fraud prevention. The platform relies on real time customer behavioral analytics, artificial intelligence and an extensive list of time-proven fraud markers to stop banking fraud in its tracks. The analytics module is augmented by additional client resources, including KYC data, sanctioned lists and other sources. \u003C/p>\n\n\n\n\u003Cp>Beginning with a single market deployment, the platform is now extended to serve all operations in the Baltic states. The platform is continuous development based on performance analysis and client feedback.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>With our team’s extensive experience in fincrime prevention, we developed a state-of-the-art market specific, fraud prevention suite on par with market leading products\u003C/p>\u003C/blockquote>\n",{"metaTitle":551,"metaDescription":552,"ogTitle":551,"ogDescription":552,"ogImg":8},"AI Powered Banking Fraud Prevention System - inventi","Inventi case studies. AI powered digital banking fraud prevention system for a leading retail bank in the Baltic states.",{"section_title":198,"coloured_heading":554,"case_studies":555},{"white":233,"green":234},[556,559,562,565,568,571],{"title":237,"slug":238,"excerpt":239,"categories":557,"logo":244,"decoration":220},[558],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":560,"logo":251,"decoration":220},[561],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":563,"logo":258,"decoration":220},[564],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":566,"logo":265,"decoration":220},[567],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":569,"logo":272,"decoration":220},[570],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":572,"logo":279,"decoration":220},[573],{"id":217,"slug":218,"title":195},{"title":575,"slug":576,"excerpt":577,"categories":578,"logo":580,"decoration":220,"intro":581,"content":586,"seo":587,"case_studies_slider":590},"Online Banking Gateway For Financial Data Exchange","online-banking-gateway","Online banking gateway for financial data exchange for Citadele - a leading bank in the Baltic states.",[579],{"id":242,"slug":243,"title":191},"/_images/app-uploads-2022-03-citadeleproper.png",{"section_title":222,"coloured_heading":582,"text":585},{"white":583,"green":584},"Online","Banking Gateway","Online \u003Cmark>banking gateway\u003C/mark> for financial data exchange for Citadele - a leading bank in the Baltic states.","\n\u003Ch1 class=\"wp-block-heading\">Online Banking Gateway For Financial Data Exchange\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.citadele.lt/en/international/\">Citadele\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Citadele bank is a major banking services provider across the Baltic states.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Inventi developed Citadele’s banking gateway to facilitate financial data exchange with State Tax Authority and bank’s clients. \u003C/p>\n\n\n\n\u003Cp>The gateway enables to directly connect to the client’s accounting software, serving as the backbone for payment automation, and provides real time account information as well as periodic reports. The platform provides messages in accordance with international ISO20022 format.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>The gateway is an essential stepping stone in launching web services where real time notifications upon payment receipt are required, and enables payment automation, further simplifying accounting\u003C/p>\u003C/blockquote>\n",{"metaTitle":588,"metaDescription":589,"ogTitle":588,"ogDescription":589,"ogImg":8},"Online Banking Gateway For Financial Data Exchange - inventi","Inventi case studies. Online banking gateway for financial data exchange for Citadele - a leading bank in the Baltic states.",{"section_title":198,"coloured_heading":591,"case_studies":592},{"white":233,"green":234},[593,596,599,602,605,608],{"title":237,"slug":238,"excerpt":239,"categories":594,"logo":244,"decoration":220},[595],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":597,"logo":251,"decoration":220},[598],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":600,"logo":258,"decoration":220},[601],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":603,"logo":265,"decoration":220},[604],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":606,"logo":272,"decoration":220},[607],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":609,"logo":279,"decoration":220},[610],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":612,"logo":279,"decoration":220,"intro":614,"content":619,"seo":620,"case_studies_slider":623},[613],{"id":217,"slug":218,"title":195},{"section_title":222,"coloured_heading":615,"text":618},{"white":616,"green":617},"Store Management","Platform","Bespoke \u003Cmark>store management platform\u003C/mark> for Circle K to ensure smooth global operations.","\n\u003Ch1 class=\"wp-block-heading\">Store Management Platform to Manage Global Operations\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.circlek.lt/\">Circle K\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Circle K is an international chain of convenience stores and service stations with more than 15K locations across Europe and North America.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Inventi developed a unified store management platform. The platform provides a centralized gateway for convenience store stock management and provisioning. Gas price information can be also managed from the platform, allowing to push the latest price changes directly to information boards at the service station. \u003C/p>\n\n\n\n\u003Cp>We have also deployed ISO20022 Connector product, which is an integral part of the customer fueling self-service payment platform.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>With 15K+ location over the world, the store management platform allows a bird’s-eye view of company operations\u003C/p>\u003C/blockquote>\n",{"metaTitle":621,"metaDescription":622,"ogTitle":621,"ogDescription":622,"ogImg":8},"Store Management Platform to Manage Global Operations - inventi","Inventi case studies. Store management platform for Circle K - a global leader in convenience retail - to ensure smooth global operations.",{"section_title":198,"coloured_heading":624,"case_studies":625},{"white":233,"green":234},[626,629,632,635,638,641],{"title":237,"slug":238,"excerpt":239,"categories":627,"logo":244,"decoration":220},[628],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":630,"logo":251,"decoration":220},[631],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":633,"logo":258,"decoration":220},[634],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":636,"logo":265,"decoration":220},[637],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":639,"logo":272,"decoration":220},[640],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":642,"logo":279,"decoration":220},[643],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":645,"logo":272,"decoration":220,"intro":647,"content":652,"seo":653,"case_studies_slider":656},[646],{"id":217,"slug":218,"title":195},{"section_title":222,"coloured_heading":648,"text":651},{"white":649,"green":650},"Back-Office","Sales Platform","Back-office \u003Cmark>sales platform\u003C/mark> for Bite - a leading telecommunications operator in the Baltic states.","\n\u003Ch1 class=\"wp-block-heading\">Back-Office Sales Platform to Meet the Pace of the Market\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Client: \u003Ca href=\"https://www.bite.lt/\">Bitė\u003C/a>\u003C/h2>\n\n\n\n\u003Cp>Bite is a major telecommunications services provider in the Baltic states.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience\u003C/h2>\n\n\n\n\u003Cp>Bite’s back-office sales system became a bottleneck for the company’s growth. It was complicated to introduce new products, the employee training took way too long. \u003C/p>\n\n\n\n\u003Cp>Given the option to start from the clean plate, we’ve selected Single page application (SPA) approach for building the frontend part and Microservices architecture for the backend.\u003C/p>\n\n\n\n\u003Cp>The new platform introduced a client onboarding or service change wizard, simplifying and fully digitizing most processes.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Executive Summary\u003C/h2>\n\n\n\n\u003Cblockquote class=\"wp-block-quote is-layout-flow wp-block-quote-is-layout-flow\">\u003Cp>With a clean and clear interface, new employee onboarding now takes less than a day. The platform also allows to meet the demanding market pace and quickly introduce new product and services\u003C/p>\u003C/blockquote>\n\n\n\n\u003Cp>\u003C/p>\n",{"metaTitle":654,"metaDescription":655,"ogTitle":654,"ogDescription":655,"ogImg":8},"Back-Office Sales Platform to Meet the Pace of the Market - inventi","Inventi case studies. Back-office sales platform for Bite - a leading telecommunications operator in the Baltic states.",{"section_title":198,"coloured_heading":657,"case_studies":658},{"white":233,"green":234},[659,662,665,668,671,674],{"title":237,"slug":238,"excerpt":239,"categories":660,"logo":244,"decoration":220},[661],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":663,"logo":251,"decoration":220},[664],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":666,"logo":258,"decoration":220},[667],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":669,"logo":265,"decoration":220},[670],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":672,"logo":272,"decoration":220},[673],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":675,"logo":279,"decoration":220},[676],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":678,"logo":265,"decoration":220,"intro":680,"content":685,"seo":686,"case_studies_slider":688},[679],{"id":217,"slug":218,"title":195},{"section_title":222,"coloured_heading":681,"text":684},{"white":682,"green":683},"Digital Banking","Experience Platform","Design and development of the digital banking experience platform","\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Client: \u003Ca href=\"https://plumery.com/\">Plumery\u003C/a>\u003C/strong>\u003C/h2>\n\n\n\n\u003Cp>Plumery, based in the Netherlands and serving clients worldwide, is a digital banking experience\u003Cbr>platform designed for banks and financial institutions that want to upgrade and enrich their\u003Cbr>customers’ online banking experiences.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Our Experience:\u003C/h2>\n\n\n\n\u003Cp>Inventi was selected as Plumery’s custom development partner because of our extensive industry\u003Cbr>and technological expertise. This knowledge was crucial in building the platform from scratch,\u003Cbr>covering solution architecture and full technical implementation. Productive collaboration, both on\u003Cbr>system design and execution levels, allowed the launch of a fully working version of the platform\u003Cbr>within one year, taking into account an extra focus on high-security standards set for banking\u003Cbr>systems.\u003Cbr>“Inventi’s ability to participate in the project as technological partners and seek the most efficient\u003Cbr>solutions for emerging challenges was the greatest added value, combined with their extensive\u003Cbr>expertise in the demanding financial technology field.”\u003Cbr>\u003Cem>– Ben Goldin, Founder and CEO of Plumery\u003C/em>\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">\u003Cstrong>Executive Summary\u003C/strong>\u003C/h2>\n\n\n\n\u003Cp>With Inventi’s help, Plumery developed a digital banking platform that modernizes and simplifies online banking services for financial institutions.\u003C/p>\n\n\n\n\u003Cp>\u003C/p>\n",{"metaTitle":687,"metaDescription":262,"ogTitle":687,"ogDescription":262,"ogImg":8},"Digital Banking Experience Platform - inventi",{"section_title":198,"coloured_heading":689,"case_studies":690},{"white":233,"green":234},[691,694,697],{"title":392,"slug":393,"excerpt":394,"categories":692,"logo":397,"decoration":220},[693],{"id":217,"slug":218,"title":195},{"title":355,"slug":356,"excerpt":357,"categories":695,"logo":360,"decoration":220},[696],{"id":217,"slug":218,"title":195},{"title":575,"slug":576,"excerpt":577,"categories":698,"logo":580,"decoration":220},[699],{"id":242,"slug":243,"title":191},{"title":253,"slug":254,"excerpt":255,"categories":701,"logo":258,"decoration":220,"intro":703,"content":708,"seo":709,"case_studies_slider":712},[702],{"id":217,"slug":218,"title":195},{"section_title":704,"coloured_heading":705,"text":14},"Case study",{"white":706,"green":707},"Expanding Digital Banking","Services across Baltics","\n\u003Ch1 class=\"wp-block-heading\" id=\"block-40e2893a-0c42-4677-bd86-a1f8e3cc154a\">Expanding Digital Banking Services across Baltics\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"block-5fcdf613-4d56-41bf-af14-edfde2eebe80\">\u003Cstrong>Client: \u003C/strong>\u003Ca href=\"https://www.citadele.lv/en/private/\">Citadele Bank\u003C/a>\u003C/h2>\n\n\n\n\u003Cp id=\"block-3420a16e-188d-4823-8c3d-2d6a4780852f\">Citadele Bank, a Latvian bank and financial asset manager, is one of the major banking service providers operating in the Baltic states.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"block-aa013823-7f97-4698-a86b-a34541899329\">Our Experience:\u003C/h2>\n\n\n\n\u003Cp>Inventi’s team was tasked with maintaining and expanding the bank’s digital solution, which was designed to facilitate the online application process for various bank services for both corporate and individual clients across all three Baltic states.\u003C/p>\n\n\n\n\u003Cp>The solution serves as an intermediary between bank clients and the core banking system, enabling a hassle-free application process without the need to connect to online banking and streamlining application management for the bank.\u003C/p>\n\n\n\n\u003Cp>In addition to continuous development and maintenance, the system’s functionalities are being expanded by adding new features that cover a broader spectrum of bank services and are adapted to the requirements and legislation of different countries.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"block-95baef1a-0cb2-45eb-ba3b-7fc8c1a10b33\">\u003Cstrong>Executive Summary\u003C/strong>\u003C/h2>\n\n\n\n\u003Cp>Continuous improvement and expansion of the solution enable greater accessibility to bank services in a fast, efficient, and secure manner.\u003C/p>\n",{"metaTitle":710,"metaDescription":711,"ogTitle":710,"ogDescription":711,"ogImg":8},"Expanding Digital Banking Services across Baltics - inventi","Digital solution for Citadele Bank, enhancing online applications across the Baltic states for secure and efficient banking services",{"section_title":198,"coloured_heading":713,"case_studies":714},{"white":233,"green":234},[715,718,721,724,727,730],{"title":237,"slug":238,"excerpt":239,"categories":716,"logo":244,"decoration":220},[717],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":719,"logo":251,"decoration":220},[720],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":722,"logo":258,"decoration":220},[723],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":725,"logo":265,"decoration":220},[726],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":728,"logo":272,"decoration":220},[729],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":731,"logo":279,"decoration":220},[732],{"id":217,"slug":218,"title":195},{"title":246,"slug":247,"excerpt":248,"categories":734,"logo":251,"decoration":220,"intro":736,"content":740,"seo":741,"case_studies_slider":743},[735],{"id":217,"slug":218,"title":195},{"section_title":704,"coloured_heading":737,"text":14},{"white":738,"green":739},"Transforming Buy Now","Pay Later Solution","\n\u003Ch1 class=\"wp-block-heading\" id=\"block-5a206de8-383e-4305-81f5-12417974ac0a\">Transforming Buy Now Pay Later Solution\u003C/h1>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"block-1acdfe16-26fa-49ed-8f98-1297ea71b931\">\u003Cstrong>Client:\u003C/strong> \u003Ca href=\"https://klix.app/en/\">Klix by Citadele\u003C/a>\u003C/h2>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"block-5809f3b3-3fd1-4fdd-bf0b-52527f74a0f0\">Our Experience:\u003C/h2>\n\n\n\n\u003Cp>Physical stores often miss out on sales because they lack a Buy Now, Pay Later (BNPL) solution, even though there is a clear demand from customers who want to buy items without spending larger amounts immediately or without immediate funds available. Traditional instalment plans are often bogged down by cumbersome paperwork and lengthy processes, deterring many potential buyers.\u003C/p>\n\n\n\n\u003Cp>Klix by Citadele, a customer of Inventi, identified a need for a streamlined solution that would enable merchants to provide and manage a Buy Now, Pay Later option for their customers fully digitally and without the usual complexities.\u003C/p>\n\n\n\n\u003Cp>Inventi developed a new Merchant Portal that enabled Klix to provide a Buy Now, Pay Later option in physical stores, creating a seamless and efficient solution for both merchants and customers.\u003C/p>\n\n\n\n\u003Cp>The merchant portal enables easy merchant onboarding and offline flows in physical stores. It also contributes to a smoother collaboration between merchants and their customers, providing simple and transparent financing services.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\" id=\"block-902ff13e-01ff-43b0-a363-1aed69abe9a9\">\u003Cstrong>Executive Summary\u003C/strong>\u003C/h2>\n\n\n\n\u003Cp>The solution transforms Buy Now, Pay Later into a more streamlined and efficient process, enhancing the overall buying experience for both merchants and customers. It offers merchants a competitive edge by unlocking new customer audiences and increasing their purchasing power.\u003C/p>\n",{"metaTitle":742,"metaDescription":248,"ogTitle":742,"ogDescription":248,"ogImg":8},"Transforming Buy Now Pay Later Solution - inventi",{"section_title":198,"coloured_heading":744,"case_studies":745},{"white":233,"green":234},[746,749,752,755,758,761],{"title":237,"slug":238,"excerpt":239,"categories":747,"logo":244,"decoration":220},[748],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":750,"logo":251,"decoration":220},[751],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":753,"logo":258,"decoration":220},[754],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":756,"logo":265,"decoration":220},[757],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":759,"logo":272,"decoration":220},[760],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":762,"logo":279,"decoration":220},[763],{"id":217,"slug":218,"title":195},{"title":237,"slug":238,"excerpt":239,"categories":765,"logo":244,"decoration":220,"intro":767,"content":771,"seo":772,"case_studies_slider":775},[766],{"id":242,"slug":243,"title":191},{"section_title":704,"coloured_heading":768,"text":14},{"white":769,"green":770},"How Andaria went direct to SEPA","without putting its roadmap on hold","\n\u003Cp>By partnering with Inventi, \u003Ca href=\"https://andaria.com/?utm_source=inventi&utm_medium=use+case&utm_campaign=andaria+and+inventi&utm_id=referral\" type=\"link\" id=\"https://andaria.com/?utm_source=inventi&utm_medium=use+case&utm_campaign=andaria+and+inventi&utm_id=referral\">Andaria\u003C/a> reduced the estimated internal effort of a direct SEPA connection from 9/10 to 3–4/10 – while gaining more control over the EUR payments at the heart of its business.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">At a glance\u003C/h2>\n\n\n\n\u003Cp>\u003Cstrong>The challenge:\u003C/strong> Rising sponsor-bank costs, limited control and an additional compliance decision layer.\u003C/p>\n\n\n\n\u003Cp>\u003Cstrong>The decision:\u003C/strong> Find a specialist partner rather than occupy Andaria’s limited development capacity with a months-long internal build.\u003C/p>\n\n\n\n\u003Cp>\u003Cstrong>The solution: \u003C/strong>Direct SEPA access through the Bank of Lithuania’s CENTROlink, delivered via \u003Ca href=\"https://inventi.io/products/payment-gateway\" type=\"link\" id=\"https://inventi.io/products/payment-gateway\">Inventi’s Payment Gateway\u003C/a>.\u003C/p>\n\n\n\n\u003Cp>\u003Cstrong>The outcome: \u003C/strong>A stable production setup, growing EUR payment volumes and a significantly lighter technical workload for Andaria’s team.\u003C/p>\n\n\n\n\u003Chr class=\"wp-block-separator has-alpha-channel-opacity\"/>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">A direct SEPA project that started with a late-night LinkedIn scroll\u003C/h2>\n\n\n\n\u003Cp>The partnership between Andaria and Inventi began in a rather ordinary way: Andaria’s Head of Product, Kenneth Psaila, could not sleep and opened LinkedIn.\u003C/p>\n\n\n\n\u003Cp>By then, Kenneth had already been exploring direct SEPA connectivity. Another potential provider had left him waiting days for replies and wondering what support would look like once the connection was live.\u003C/p>\n\n\n\n\u003Cp>Then an Inventi ad appeared.\u003C/p>\n\n\n\n\u003Cp>“I don’t use LinkedIn that much, but the notification came up and I thought: let’s see what this is. I sent a message, someone from Inventi replied quickly, and the whole story went from there.”\u003C/p>\n\n\n\n\u003Cp>Sometimes an infrastructure project starts with a lengthy procurement process. This one started with a message sent from bed.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Why SEPA matters to Andaria\u003C/h2>\n\n\n\n\u003Cp>Founded in 2019 and regulated in Malta and the United Kingdom, Andaria provides \u003Ca href=\"https://andaria.com/business-payment-accounts/?utm_source=inventi&utm_medium=use+case&utm_campaign=andaria+and+inventi&utm_id=referral\">business payment accounts\u003C/a>, embedded finance and card programme solutions. Its platform supports corporate payments, multi-currency accounts and access to local and international payment networks.\u003C/p>\n\n\n\n\u003Cp>For Andaria, SEPA is not a secondary capability. Most of its customers operate in Europe, and a significant share of their payments is denominated in euros.\u003C/p>\n\n\n\n\u003Cp>Some use Andaria to process salaries. Others move funds between their Andaria accounts and accounts held elsewhere. In both cases, waiting several days for a euro payment to arrive is not a workable option.\u003C/p>\n\n\n\n\u003Cp>That made direct SEPA access a priority. And one of the few infrastructure projects Andaria deliberately fast-tracked.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">When sponsored access became limiting\u003C/h2>\n\n\n\n\u003Cp>Before going direct, Andaria routed its SEPA payments through a sponsor bank.\u003C/p>\n\n\n\n\u003Cp>The arrangement provided access to the market, but it also brought two increasingly important constraints.\u003C/p>\n\n\n\n\u003Cp>The first was cost. As a smaller financial institution, Andaria did not yet process the volumes required to negotiate the same rates as much larger players.\u003C/p>\n\n\n\n\u003Cp>The second was control.\u003C/p>\n\n\n\n\u003Cp>Andaria performed its own onboarding, risk and transaction checks, but every payment still passed through the sponsor bank’s separate compliance framework. A payment Andaria considered acceptable could still be rejected further down the route.\u003C/p>\n\n\n\n\u003Cp>“We were very dependent on the sponsor bank. You couldn’t always guarantee that a payment was going to be processed.”\u003C/p>\n\n\n\n\u003Cp>Direct participation offered Andaria a way to remove that additional decision layer and take greater ownership of its euro payment operations.\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">Why Andaria decided not to build in-house\u003C/h2>\n\n\n\n\u003Cp>Andaria briefly considered building the Bank of Lithuania connection internally.\u003C/p>\n\n\n\n\u003Cp>The discussion did not last long.\u003C/p>\n\n\n\n\u003Cp>With a limited development team, assigning engineers to a three-to-five-month infrastructure project would have stalled other product work. The complexity of the Bank of Lithuania documentation made the size of that commitment even clearer.\u003C/p>\n\n\n\n\u003Cp>“If we were going to do the whole integration ourselves, the effort would have been a nine out of ten. With Inventi on board, it took us more like a three or four.”\u003C/p>\n\n\n\n\u003Cp>Andaria integrated with Inventi’s APIs and webhooks. Inventi handled the wider infrastructure layer, including collecting the required keys from the Bank of Lithuania and preparing the environment.\u003C/p>\n\n\n\n\u003Cp>That removed several steps from Andaria’s side and allowed its developers to focus on integrating a small number of interfaces rather than learning and building the entire connectivity stack.\u003C/p>\n\n\n\n\u003Cp>Kenneth also highlights Inventi’s operational interface as one of the strongest parts of the solution:\u003C/p>\n\n\n\n\u003Cp>“The interface is really good and very easy to follow.”\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">A fast implementation – with honest lessons along the way\u003C/h2>\n\n\n\n\u003Cp>Kenneth describes the early commercial and contracting stages as smooth. The teams discussed pricing, found a structure that worked for both sides and moved quickly into implementation.\u003C/p>\n\n\n\n\u003Cp>The project was not completely friction-free, but any issues that arose were addressed quickly through close cooperation between both teams.\u003C/p>\n\n\n\n\u003Cp>Even so, he rates the overall onboarding experience a solid 8 out of 10.\u003C/p>\n\n\n\n\u003Cp>A major reason was how much of the infrastructure work Inventi absorbed.\u003C/p>\n\n\n\n\u003Cp>“You took care of collecting the keys from the Bank of Lithuania, setting up the environment and starting the connectivity immediately. If we had needed to handle all of that ourselves, it would have taken much longer.”\u003C/p>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">What changed after go-live\u003C/h2>\n\n\n\n\u003Cp>Once the connection reached production, the setup proved stable and reliable in day-to-day operations.\u003C/p>\n\n\n\n\u003Cp>Kenneth says Andaria has experienced no significant issues attributable to Inventi since go-live. EUR payment volumes through the new setup are increasing, existing customers are gradually being migrated, and Andaria has begun issuing its own IBANs as part of the transition.\u003C/p>\n\n\n\n\u003Cp>The migration is still underway, particularly for corporate customers whose account structures take more time to change. That means the full commercial impact will continue to build as more volume moves onto the direct route.\u003C/p>\n\n\n\n\u003Cp>Operationally, however, the result is already clear: Andaria has a stable direct SEPA setup without having diverted its development team into building and maintaining the full infrastructure internally.\u003C/p>\n\n\n\n\u003Cp>“We’re quite happy with how the process went and how the volumes are increasing. At the moment, there are no issues.”\u003C/p>\n\n\n\n\u003Cp>For Andaria, the value of the partnership was not only the connection Inventi delivered. It was everything the company no longer had to build around it.\u003C/p>\n\n\n\n\u003Chr class=\"wp-block-separator has-alpha-channel-opacity\"/>\n\n\n\n\u003Ch2 class=\"wp-block-heading\">About Andaria\u003C/h2>\n\n\n\n\u003Cp>\u003Ca href=\"https://andaria.com/?utm_source=inventi&utm_medium=use+case&utm_campaign=andaria+and+inventi&utm_id=referral\">Andaria\u003C/a> provides regulated business payment accounts, embedded finance and card programme solutions to companies operating across multiple markets. \u003Ca href=\"https://andaria.com/about-us/?utm_source=inventi&utm_medium=use+case&utm_campaign=andaria+and+inventi&utm_id=referral\">The group\u003C/a> was founded in 2019 and operates through regulated entities in Malta and the United Kingdom.\u003C/p>\n\n\n\n\u003Cp>About Inventi\u003C/p>\n\n\n\n\u003Cp>Inventi helps licensed PSPs, EMIs and banks connect directly to SEPA through CENTROlink and EKS, with SWIFT and TARGET Services available through one \u003Ca href=\"https://inventi.io/products/payment-gateway\" type=\"link\" id=\"https://inventi.io/products/payment-gateway\">Payment Gateway API\u003C/a>.\u003C/p>\n",{"metaTitle":773,"metaDescription":774,"ogTitle":773,"ogDescription":774,"ogImg":8},"How a Malta fintech went direct to SEPA - inventi","See how Andaria gained direct SEPA access through Inventi, reduced internal development effort and took greater control of its EUR payments.",{"section_title":198,"coloured_heading":776,"case_studies":777},{"white":233,"green":234},[778,781,784,787,790,793],{"title":237,"slug":238,"excerpt":239,"categories":779,"logo":244,"decoration":220},[780],{"id":242,"slug":243,"title":191},{"title":246,"slug":247,"excerpt":248,"categories":782,"logo":251,"decoration":220},[783],{"id":217,"slug":218,"title":195},{"title":253,"slug":254,"excerpt":255,"categories":785,"logo":258,"decoration":220},[786],{"id":217,"slug":218,"title":195},{"title":260,"slug":261,"excerpt":262,"categories":788,"logo":265,"decoration":220},[789],{"id":217,"slug":218,"title":195},{"title":267,"slug":268,"excerpt":269,"categories":791,"logo":272,"decoration":220},[792],{"id":217,"slug":218,"title":195},{"title":274,"slug":275,"excerpt":276,"categories":794,"logo":279,"decoration":220},[795],{"id":217,"slug":218,"title":195},[797,812,835],{"title":798,"slug":799,"subItems":800},"About","#",[801,802,803,804,806,809],{"title":201,"slug":202,"count":8},{"title":204,"slug":205,"count":206},{"title":208,"slug":209,"count":8},{"title":805,"slug":13,"count":8},"Contacts",{"title":807,"slug":808,"count":8},"Privacy Policy","/privacy-policy/",{"title":810,"slug":811,"count":8},"🇪🇺 ES projektai","/news/uab-inventi-igyvendina-projekta-uab-inventi-darbuotoju-igudziu-ugdymas/",{"title":191,"slug":799,"subItems":813},[814,817,820,823,826,829,832],{"title":815,"slug":816,"count":8},"Payment Gateway","/products/payment-gateway/",{"title":818,"slug":819,"count":8},"Verification of Payee","/products/verification-of-payee/",{"title":821,"slug":822,"count":8},"Regulatory Reporting Connector","/products/regulatory-reporting-connector/",{"title":824,"slug":825,"count":8},"ISO20022 Connect","/products/iso20022-integration/",{"title":827,"slug":828,"count":8},"CESOP Compliance Solution","/products/cesop-reporting-solution/",{"title":830,"slug":831,"count":8},"PLAIS Connector","/products/plais-integration/",{"title":833,"slug":834,"count":8},"Digital Banking Fraud Prevention System","/products/digital-banking-fraud-prevention-system/",{"title":195,"slug":799,"subItems":836},[837,840,843],{"title":838,"slug":839,"count":8},"Back Office Software","/services/back-office-software/",{"title":841,"slug":842,"count":8},"Self-Service Portals","/services/self-service-portals/",{"title":844,"slug":845,"count":8},"Software for Fintech Startups","/services/software-for-fintech-startups/",[847,848,849,850,851,852],{"title":191,"parent":192,"slug":193,"count":8},{"title":195,"parent":192,"slug":196,"count":8},{"title":198,"parent":192,"slug":199,"count":8},{"title":201,"parent":192,"slug":202,"count":8},{"title":204,"parent":192,"slug":205,"count":206},{"title":208,"parent":192,"slug":209,"count":8},1785334433493]